Wednesday, February 4, 2026

Legal Separation vs. Divorce in New York

In New York, couples facing marital difficulties can choose between legal separation and divorce. Legal separation allows spouses to live apart while remaining legally married, which can address financial and personal issues without fully ending the marriage. Divorce represents the complete legal dissolution of the marriage. However, both options involve complicated legal requirements, and major exceptions exist, such as the ability to convert a separation into a divorce or the option to reconcile during separation.

At the Law Office of Richard Roman Shum, Esq., Manhattan divorce lawyer Richard Roman Shum helps couples throughout Manhattan and New York City understand their options. Whether you need guidance on divorce or legal separation, Richard Roman Shum can explain how each path affects your assets, children, and future.

This guide explains what legal separation means in New York, how it differs from divorce, the requirements for each option, and when you might choose one over the other. You will also learn about the conversion process from separation to divorce and the steps involved in filing for either option. Call the Law Office of Richard Roman Shum, Esq. at (646) 259-3416 to discuss your situation.

What Is Legal Separation in New York?

Legal separation in New York allows married couples to live apart while remaining legally married. It can be established either (1) by a written separation agreement signed and properly acknowledged, typically before a notary; or (2) by a court “judgment of separation” issued in a separation case. The agreement outlines each spouse’s rights and responsibilities during the separation period, including child custody, support payments, and division of assets.

Unlike simply living in different homes, a written separation agreement can create a legally binding contract. If one spouse violates the agreement’s terms, the other may be able to enforce the agreement in court. Issues like custody/support may also be addressed through the appropriate court process, depending on what relief is sought. This formal structure provides protection that informal separations do not offer.

Richard Roman Shum can discuss whether legal separation fits your circumstances and what terms should be included in your agreement.

Legal Requirements for a Separation Agreement

A separation agreement in New York must meet specific legal requirements to be valid and enforceable. Both parties must enter into the agreement voluntarily, without coercion or undue influence from the other spouse. The agreement must be in writing and signed by both spouses in the presence of a notary public.

The agreement should comprehensively cover all relevant aspects of the separation. This includes division of marital assets and liabilities, child custody arrangements, visitation schedules, child support, and spousal support (alimony). The terms must be fair and reasonable to both parties. An agreement that heavily favors one spouse may be challenged in court and potentially invalidated.

Working with an attorney when drafting a separation agreement helps ensure that all necessary elements are included and that the document complies with New York law. An attorney can also identify potential issues that might arise later and address them in the agreement’s terms.

How to File for Legal Separation in NY

Filing for legal separation in New York involves several steps. Your and your spouse’s attorney can draft a separation agreement that meets all legal requirements and addresses your specific marital situation. Both spouses should then review the agreement thoroughly and negotiate any necessary changes.

Once both parties agree on the terms, they must sign the agreement in front of a notary public. While not required, spouses may choose to file the signed and notarized agreement with the county clerk’s office. Filing creates a formal record of the separation, which can be beneficial in future legal proceedings, including a potential divorce.

After the agreement is executed, both spouses must follow the terms outlined in the document. Violations of the agreement can be addressed through legal action in family court.

Required Documents and Process

The separation agreement should identify the parties and address property/debt, custody/parenting time, child support, and spousal support as applicable. If parties choose to file the agreement (or need to file it for a conversion divorce), it is typically filed/recorded with the county clerk, and fees depend on the filing method and county. For example, in New York County, the county clerk lists an Index Number fee of $210 (and other fees may apply in matrimonial matters, such as an RJI fee).

If you choose not to file the agreement with the court, you should still keep multiple signed copies in a safe place. The agreement may still be binding as a contract. However, if you later want to use the separation agreement as the basis for a conversion divorce (DRL § 170(6)), New York’s process generally requires proof that the agreement (or an authorized memorandum of it) was filed with the appropriate county clerk.

Divorce Attorney in Manhattan – Law Office of Richard Roman Shum, Esq.

Richard Roman Shum, Esq.

Richard Roman Shum is a lifelong New Yorker and Manhattan divorce attorney with over 15 years of legal experience. Raised in the Lower East Side, one of Manhattan’s most diverse neighborhoods, he understands the unique challenges that New York City families face during separation and divorce. As a father, he brings a personal understanding of family law matters and the importance of protecting what matters most to his clients.

Richard Roman Shum provides representation in divorce, legal separation, child custody, spousal support, and property division cases. He handles both contested and uncontested matters throughout Manhattan and New York City. Clients value his focused, calm, and pragmatic approach to resolving complicated family law issues. Whether through negotiation or litigation, Richard Roman Shum works to achieve outcomes that align with his clients’ goals while minimizing unnecessary conflict.

What Is Divorce in New York?

Divorce in New York is the legal dissolution of a marriage. It terminates the marital relationship under the law and permits both spouses to remarry. The divorce process includes court proceedings where issues such as asset division, child custody, visitation rights, and support are decided.

New York recognizes both fault-based and no-fault grounds for divorce. The most common no-fault ground is an irretrievable breakdown of the relationship for at least six months. While it does not require proving wrongdoing, New York courts generally require that economic issues (including property/debt division and issues relating to custody/support) be resolved before the court will grant a divorce on this ground. Fault-based grounds include cruel and inhuman treatment, abandonment, imprisonment, adultery, and others.

Divorce proceedings aim to settle disputes between spouses in a manner that is fair and equitable. The court considers each party’s circumstances and distributes responsibilities and assets based on what is reasonable given the specific facts of the case.

Grounds for Divorce in New York

New York State recognizes seven legal grounds for divorce. Each provides a legally acceptable reason for dissolving a marriage.

The most commonly used ground is irretrievable breakdown of the relationship for a period of at least six months. Often called no-fault divorce, this ground requires only that one spouse declare the relationship has broken down irretrievably for at least six months. This option avoids the need to prove fault and can simplify the divorce process.

Fault-based grounds include cruel and inhuman treatment, which involves treatment by one spouse that endangers the physical or mental well-being of the other, making it unsafe to continue living together. Abandonment can be actual (physical departure from the home for at least one year) or constructive (refusing to engage in sexual relations for at least one year).

Imprisonment is a ground for divorce if one spouse has been imprisoned for three or more consecutive years after the marriage began. Adultery can serve as a ground, though proving it typically requires evidence from someone other than the spouse.

Two additional grounds involve living apart under a separation agreement or a separation judgment. Under DRL § 170 (6) and (5), the required living-apart period and terminology depend on the version of the statute in effect: the law text reflects a 6-month period until February 17, 2026, and 1 year starting February 17, 2026, and the filing/spousal-performance requirements must also be satisfied.

Ground for Divorce Description Key Requirement
Irretrievable Breakdown (No-Fault) The relationship has broken down irretrievably At least 6 months
Cruel and Inhuman Treatment Treatment endangering physical or mental well-being Proof of endangerment
Abandonment Physical departure or refusal of sexual relations At least 1 year
Imprisonment Spouse imprisoned after marriage 3+ consecutive years
Adultery Extramarital affair Evidence from a third party
Legal Separation Agreement Lived separate and apart pursuant to a properly acknowledged separation agreement (and filing requirements may apply) 6+ months until Feb 17, 2026; 1+ year starting Feb 17, 2026, plus substantial compliance
Judgment of Separation Lived apart pursuant to a decree or judgment of separation 6+ months until Feb 17, 2026; 1+ year starting Feb 17, 2026, plus substantial compliance

Types of Divorce Proceedings in NY

Divorces in New York fall into two main categories: uncontested and contested. Knowing these types can help you prepare for what lies ahead.

In an uncontested divorce, both spouses agree on all major aspects of the divorce, including asset division, child custody, visitation, and spousal support. This type typically involves a settlement agreement where the terms are outlined and agreed upon before filing. Uncontested divorces are generally faster, less costly, and less stressful than contested divorces because they do not require a trial.

A contested divorce occurs when spouses cannot agree on one or more key aspects of the divorce. Common areas of dispute include asset division, responsibility for marital debts, child custody arrangements, and sometimes even the grounds for divorce itself. Contested divorces usually require more extensive legal intervention, including court appearances, discovery proceedings, mediation sessions, and potentially a trial. This makes them more complicated, time-consuming, and expensive.

Key Takeaway: Uncontested divorces involve agreement on all major issues and are typically faster and less expensive. Contested divorces involve disagreement on one or more key issues and require court intervention, making them more difficult and costly.

After Legal Separation: The Path to Reconciliation or Divorce

Legal separation is not always a step to divorce. For many couples, it represents a crossroads where they can choose between reconciling or moving forward with the dissolution of their marriage. This structured period offers time and space to work through personal challenges while maintaining legal protections.

The Option for Reconciliation

If both spouses decide to reconcile, they can formally terminate their separation. This is usually accomplished by drafting a new written agreement, signed and notarized by both parties, that revokes the original separation agreement. This process allows the couple to resume their marital relationship with confidence, knowing that their legal and financial interests were protected during their time apart.

Reconciliation after legal separation is relatively straightforward under New York law. The key is ensuring that both parties agree to revoke the separation agreement and that they document this decision properly. Many couples find that the flexibility to reconcile makes legal separation a useful tool for reassessing the marriage without closing the door permanently.

From Separation to Divorce: The Conversion Process

A conversion divorce transforms the legal separation into a final divorce decree. Its main advantages include simplicity and speed, since property division, custody, and support issues are already addressed in the separation agreement. There is reduced conflict because there is no need to renegotiate terms or prove fault grounds such as cruelty or abandonment. The process is also more cost-effective, with legal expenses and court appearances generally lower than in a contested divorce.

The separation agreement essentially serves as the blueprint for the final judgment of divorce. This structured approach provides both spouses with clarity and a well-defined outcome if reconciliation is not possible.

Key Takeaway: Legal separation in New York allows couples to reconcile by revoking the separation agreement or to convert to divorce after one year. Conversion divorce under Section 170(6) uses the existing separation agreement as the basis for the divorce, making the process faster and less contentious than starting a new divorce case.

The Divorce Process in New York

The divorce process in New York follows a structured sequence designed to provide a clear legal pathway to dissolving a marriage. Understanding each phase and its requirements can help you avoid complications.

Filing for Divorce: Steps Involved

Filing for divorce in New York involves several important steps. First, you must meet residency requirements. New York has multiple ways to qualify, including:

  • Either spouse has been living in New York continuously for at least two years
  • Either spouse has been living in New York continuously for at least one year, plus certain connections to New York (such as being married in New York, living in New York as a married couple, or the grounds arising in New York); or 
  • Both spouses are New York residents when the case starts, and the grounds arise in New York.

Next, you must establish grounds for divorce. New York law requires a legally acceptable reason or ground for divorce, which can be either no-fault (irretrievable breakdown for six months) or fault-based (such as cruelty, abandonment, or adultery).

You then prepare the necessary documents. The divorce process begins by filing a Summons With Notice or Summons and Complaint with the County Clerk’s Office in the county where either spouse resides. The Manhattan Supreme Court handles divorce cases filed in New York County.

A filing fee is required to process the divorce documents. This fee can be waived based on financial hardship. If the spouses have agreed on the terms of the divorce, a Settlement Agreement should be filed along with the divorce paperwork.

Serving and Responding to Divorce Papers

Once the divorce papers are filed, they must be legally served to the other spouse (the defendant). Service of process must occur within 120 days of the filing date. The papers must be served by someone other than the plaintiff, typically a professional process server, and the person serving must be over 18 years old.

After being served, the defendant has a specific time frame to respond. Under CPLR 320, it is generally 20 days after service of the summons, but 30 days after service is complete when service is made by certain methods. The response can either contest the grounds of the divorce or agree to them. Failure to respond can result in a default judgment against the defendant.

Key Stages of a Divorce Trial

If the divorce is contested and cannot be resolved through mediation or negotiation, it proceeds to trial. The key stages include discovery, where both parties exchange information and documents related to finances, assets, and other relevant matters. This stage can involve written questions (interrogatories), document requests, and depositions.

Pre-trial motions and hearings may address preliminary issues such as temporary child custody, spousal support, or attorneys’ fees. During the trial, both parties present arguments, evidence, and witness testimonies. The judge hears the case and makes decisions on all contested issues.

The final judgment of divorce is issued, which includes all the judge’s decisions on the divorce matters. This judgment is binding and enforceable.

Key Takeaway: Filing for divorce in New York requires meeting residency requirements, establishing grounds, filing documents with the county clerk, paying a filing fee, and serving papers on the other spouse. Contested divorces proceed through discovery, pre-trial motions, trial, and final judgment.

Pros and Cons of Legal Separation vs. Divorce

Knowing the benefits and challenges of each option can help you make an informed decision about which path is right for your situation.

Benefits of Choosing Legal Separation

Legal separation allows spouses to remain married for purposes of retaining family health insurance plans or other financial benefits that require a legal marriage. Some couples choose legal separation over divorce due to religious beliefs or moral values that discourage or prohibit divorce. Legal separation can also serve as a period of time for couples to live apart and evaluate whether they want to proceed with divorce or reconcile.

Challenges Associated with Legal Separation

Drafting a legal separation agreement often involves negotiations and hiring legal counsel, which can be as complicated and costly as divorce proceedings. Legally separated couples are still legally married, which means they cannot remarry. This might complicate entering into new relationships. Living in a state of legal separation might also prolong the emotional stress and uncertainty that comes with unresolved marital issues.

Advantages of Opting for Divorce

Divorce provides finality to the marital relationship, allowing individuals to move forward with their lives independently. One of the most significant legal distinctions is that divorce allows each individual to remarry. Divorce settles all legal issues definitively, including property division, custody, and spousal support, and these decisions are enforceable by court order. Divorce can also provide a clearer separation of financial ties, which can simplify financial planning and obligations moving forward.

Potential Drawbacks of Divorce Proceedings

Divorce proceedings can be expensive and time-consuming, especially if the divorce is contested and involves complex asset divisions or custody disputes. Divorce can have a significant emotional toll on all family members, including children, and can lead to long-term psychological effects. Divorce proceedings and records are generally public, which might concern those who value privacy regarding personal and financial matters. Divorce can be particularly challenging for children, affecting their emotional well-being and stability.

Key Takeaway: Legal separation preserves health insurance and other marital benefits but prevents remarriage and may prolong emotional stress. Divorce provides finality and allows remarriage, but can be expensive, time-consuming, and emotionally difficult for all family members.

Factors to Consider When Deciding Between Separation and Divorce

Making the decision between legal separation and divorce depends on various factors specific to your situation.

Assess your remaining commitment to the relationship. If there is a possibility of reconciliation or if you prefer a trial period apart without legally ending the marriage, legal separation may be suitable. This option allows you to address marital issues while retaining certain legal and financial protections.

Consider the severity of your marital problems. If the relationship has become unjustifiable due to issues like abuse or infidelity, divorce might be the more appropriate choice. Divorce provides a definitive end to the marriage, allowing both individuals to pursue independent lives and healing.

Financial aspects are critical in this decision. Legal separation can preserve benefits such as healthcare coverage and a favorable tax status, which might be advantageous during a temporary separation. Conversely, divorce facilitates a more definitive financial separation, dividing assets and liabilities to give both parties a clear financial start.

The well-being of any children involved should be a priority. Both legal separation and divorce affect children differently, but you should consider their emotional needs against the backdrop of the current home environment. Sometimes a stable, if separate, environment may support children better than a conflicted joint one.

Factors to consider include:

  • Level of commitment to potentially reconciling the relationship
  • Severity and nature of marital problems (abuse, infidelity, irreconcilable differences)
  • Financial implications (health insurance, tax benefits, asset division)
  • Impact on children’s emotional well-being and stability
  • Religious or moral beliefs about divorce
  • Timeline for resolving marital issues
  • Cost and complexity of each option

Carefully weighing these factors can help you make a more informed decision that aligns with your personal circumstances and long-term well-being.

Key Takeaway: Choosing between legal separation and divorce requires evaluating your commitment to the relationship, the severity of marital problems, financial implications, and the impact on children. Legal separation preserves some benefits and allows for reconciliation, while divorce provides finality and a complete legal separation.

Get Help from a Divorce Attorney in Manhattan

Deciding whether to pursue legal separation or divorce in New York involves legal, financial, and emotional considerations. Each path has distinct consequences, from how assets are divided to the future of your family relationships. Understanding New York family law and how it applies to your specific situation is essential to making informed decisions.

At the Law Office of Richard Roman Shum, Esq., clients receive personalized guidance on whether legal separation or divorce is more suitable for their circumstances. Richard Roman Shum handles cases heard at the Manhattan Supreme Court and Family Court, addressing property division, child custody, spousal support, and separation agreements.

Call the Law Office of Richard Roman Shum, Esq. at (646) 259-3416 for a consultation. The office is located on the Lower East Side at 20 Clinton Street, serving families across Manhattan and New York City. 



from Law Office of Richard Roman Shum, Esq. https://www.romanshum.com/blog/legal-separation-vs-divorce/

New York Child Support: What Every Divorcing Parent Needs to Know

New York parents going through a divorce often have the same questions: how child support is determined, what expenses it covers, and how long the obligation lasts. New York’s child support system is structured by statute, and courts generally apply the Child Support Standards Act (CSSA) to set a baseline support amount based on the parents’ combined income and the number of children involved. Support generally continues until a child turns 21, unless the child is legally emancipated earlier through marriage, military service, or self-support.

At the Law Office of Richard Roman Shum, Esq., Manhattan child support lawyer Richard Roman Shum helps parents understand their financial obligations and protect their children’s best interests. Our experienced NYC divorce attorney guides clients through CSSA calculations, modification petitions, and enforcement actions throughout Manhattan and New York. Richard Roman Shum represents parents in New York City family courts and provides clear guidance on complicatedsupport issues.

This guide explains how child support is calculated under the CSSA, what additional expenses may be required, when support obligations end, and how to modify existing orders. You will also learn about enforcement options when a parent refuses to pay and how to establish fair agreements outside the standard guidelines. Call the Law Office of Richard Roman Shum, Esq. at (646) 259-3416 to discuss your child support case.

What Are the Child Support Rules in New York?

New York calculates child support using the Child Support Standards Act (CSSA). The court determines combined parental income, applies the statutory percentage (based on the number of children) to compute the basic child support obligation, and then prorates that obligation between the parents according to each parent’s share of the combined income; the non-custodial parent generally pays their pro-rata share to the custodial parent.

The percentages are 17% for one child, 25% for two children, 29% for three children, 31% for four children, and at least 35% for five or more children. The CSSA applies the percentage formula to combined parental income up to the statutory “cap” amount set in the annually updated Child Support Standards Chart (the cap is $183,000 until March 1, 2026). For combined parental income above that cap, the court determines additional support by considering statutory factors and/or applying the child support percentage.

Courts can also order the non-custodial parent to contribute to healthcare costs, educational expenses, and child care. These payments are separate from the basic child support obligation and are typically divided between parents based on their income proportions.

When Does Child Support End in New York?

Child support in New York continues until the child reaches age 21. This obligation can end earlier if the child becomes emancipated.

Emancipation occurs when a child under 21 gets married, joins the military, or becomes self-supporting before turning 21. A child between the ages of 17 and 21 who moves out of the custodial parent’s home and refuses to obey reasonable parental commands may also be considered emancipated. Courts evaluate these situations based on the child’s level of independence and financial self-sufficiency.

Parents remain legally responsible for supporting their children unless one of these emancipation conditions is met. The obligation does not automatically end when a child turns 18, as it does in many other states.

What Extra Costs Does Child Support Cover in New York?

Basic child support covers food, clothing, and shelter. New York courts can require additional payments for specific expenses that support the child’s well-being and development.

Health Insurance and Medical Expenses

The non-custodial parent may be required to maintain health insurance coverage for the child. Courts often order parents to share unreimbursed medical costs such as co-pays, prescription medications, and specialist visits. The division of these expenses is typically based on each parent’s proportional share of the combined income.

Child Care and Education Costs

Child care expenses for daycare or after-school programs are usually divided between parents according to their income ratios. Educational costs can include private school tuition, tutoring services, school supplies, uniforms, and related fees. Courts consider the child’s standard of living before the separation when determining whether to order these payments.

Extracurricular Activities

Courts may require parents to contribute to costs for sports teams, music lessons, art classes, or school clubs. These expenses are evaluated case by case based on the child’s interests and the family’s financial circumstances.

Child Support Attorney in Manhattan – Law Office of Richard Roman Shum, Esq.

Richard Shum, Esq.

Richard Roman Shum is a lifelong New Yorker and resident of the Lower East Side in Manhattan. He has dedicated his career to helping New York families navigate family law matters with a clear, pragmatic approach. As a father, he understands the importance of protecting children’s best interests while advocating for fair financial arrangements.

Richard Roman Shum provides representation and counsel for families throughout Manhattan’s diverse neighborhoods. His focused and detail-oriented approach helps clients resolve child support disputes, modification requests, and enforcement actions efficiently. Parents value his calm, professional demeanor and comprehensive strategies for achieving beneficial outcomes.

How Is Child Support Calculated Under the CSSA Formula?

The Child Support Standards Act uses a formula that assigns each parent a percentage share of the combined household income. This percentage determines how much each parent contributes to supporting the children.

Under the CSSA, income starts with gross income as should have been reported on the most recent federal income tax return, plus certain additions, including, for example: 

  • Workers’ compensation
  • Disability
  • Unemployment
  • Social Security
  • Veterans benefits
  • Pensions/retirement
  • Fellowships/stipends
  • Annuities, and
  • Certain maintenance/alimony. 

The court may also impute income from other available resources, including money, goods, or services provided by relatives and friends, or where a parent has reduced income to avoid support. The statute also specifies deductions before applying the formula, including (among others) FICA taxes actually paid, NYC/Yonkers income taxes actually paid, child support actually paid for other children not in the case, certain maintenance/alimony actually paid, and public assistance/SSI.

After calculating the combined income and applying allowable deductions, the court multiplies the result by the applicable percentage. For one child, the percentage is 17%. For two children, it is 25%. For three children, it is 29%. For four children, it is 31%. For five or more children, the percentage is at least 35%.

For parents with combined income exceeding $183,000 under the current chart, the court determines the amount of child support on income above that cap by considering the statutory factors and/or applying the child support percentage.

Number of Children Percentage of Combined Income
1 child 17%
2 children 25%
3 children 29%
4 children 31%
5 or more children At least 35%

Can Parents Agree to Different Child Support Amounts?

Parents cannot completely waive child support in New York because children have the right to benefit from both parents’ income. However, parents can reach agreements that deviate from the CSSA guidelines if specific requirements are met.

For an agreement to be valid, both parents must knowingly and voluntarily consent to the arrangement. The agreement must acknowledge the CSSA guidelines and include a statement that a support order based on the guidelines would normally be appropriate. If the agreed amount differs from what the CSSA formula would produce, the agreement must state what the CSSA amount would have been and explain the reasons for the deviation.

If the agreement does not meet these requirements, the court will establish child support based on the standard CSSA calculation. Parents should work with legal counsel to ensure their agreement is properly documented and enforceable.

Key Takeaway: Parents can agree to child support amounts that differ from CSSA guidelines if both consent knowingly, the agreement acknowledges the standard guidelines, states what the CSSA amount would be, and explains the reason for any deviation. Agreements that fail to meet these requirements result in standard CSSA calculations.

The Law Office of Richard Roman Shum, Esq. can help draft a valid child support agreement that protects your child’s interests and complies with New York requirements.

What Are Valid Reasons for Modifying a Child Support Order?

A substantial change in circumstances allows either parent to petition for modification of a child support order. Valid reasons include job loss, significant income changes, or changes in custody arrangements.

New York law permits modification if three years have passed since the last order was entered or if either parent’s income has changed by 15% or more since the last calculation. A parent who loses employment, experiences a substantial pay reduction, or receives a significant raise may qualify for modification.

Changes in the child’s needs can also support modification. If medical expenses increase, educational costs change, or the child develops new needs requiring additional support, courts may adjust the order accordingly.

Either parent must file a modification petition with the court. The petition should include a statement explaining the changed circumstances and the proposed new support amount. Both parents receive notice and have the right to a hearing before the court makes a decision.

Child support amounts may also change through a Cost of Living Adjustment (COLA) process. Every two years, the Child Support Program automatically reviews child support orders to determine whether a COLA increase should apply, and the Support Collection Unit provides notice and a process to object. The COLA review process is separate from a court petition to modify based on “substantial change in circumstances” or the 3-year/15%-income-change rules.

What Happens When a Parent Refuses to Pay Child Support?

When a parent fails to pay court-ordered child support, New York provides several enforcement mechanisms to collect past-due amounts and compel future compliance.

Income Execution and Wage Garnishment

The Child Support Enforcement Unit can issue an income execution order that directs the non-paying parent’s employer to withhold child support directly from wages. This ensures payments are made automatically before the parent receives their paycheck.

Seizure of Benefits and Tax Refunds

The enforcement unit can intercept unemployment insurance benefits, workers’ compensation payments, and federal or state tax refunds to satisfy unpaid child support. These funds are redirected to the custodial parent to cover arrears.

Bank Account Levies

In cases of substantial unpaid support, the enforcement unit can seize funds directly from the non-paying parent’s bank accounts. This remedy is typically used when other collection methods have failed.

License Suspension and Incarceration

Parents who persistently refuse to pay may lose their driver’s license, professional licenses, or recreational licenses, such as hunting or fishing permits. In extreme cases, a parent can be held in contempt of court and sentenced to jail for willfully disobeying a support order.

Key Takeaway: New York enforces child support through wage garnishment, seizure of unemployment benefits and tax refunds, bank account levies, license suspension, and jail time for willful non-payment. These tools ensure children receive the financial support they are entitled to under court orders.

Contact the Law Office of Richard Roman Shum, Esq. if your child’s other parent is not paying court-ordered support and you need enforcement assistance.

What If Your Ex Is Under-Reporting Income?

If you suspect the other parent is earning more than they report, New York courts have the authority to investigate and impute income to that parent.

Income imputation is used when a parent appears to be unemployed or underemployed, deliberately to avoid paying child support. Courts examine the parents’ work history, education, skills, and available job opportunities in the area to determine their earning capacity.

If the court finds that a parent is capable of earning more than they currently report, it can base the child support calculation on the income they could be earning rather than what they claim to earn. This prevents parents from avoiding their obligations by deliberately remaining underemployed.

Evidence supporting income imputation can include the parent’s prior salary, educational credentials, professional licenses, and the availability of suitable employment in their field. Courts also consider whether the parent has a pattern of changing jobs or reducing hours shortly before or after child support proceedings.

Get Help from a Manhattan Child Support Attorney

Child support matters affect your child’s well-being and your financial future. Whether you are seeking to establish support, modify an existing order, or enforce payment, you need accurate calculations and strong legal representation.

Richard Roman Shum has helped parents throughout Manhattan navigate child support cases in New York Family Court. At the Law Office of Richard Roman Shum, Esq., our child support lawyers handle CSSA calculations, modification petitions, enforcement actions, and opt-out agreements. We represent clients at the Manhattan Family Court and work with the Support Collection Unit to resolve payment disputes and ensure children receive the financial support they deserve.Callthe Law Office of Richard Roman Shum, Esq. at (646) 259-3416 for a consultation. Our office serves families throughout Manhattan, the Lower East Side, and New York City. We will review your case, explain your rights and obligations, and develop a strategy to protect your child’s best interests.



from Law Office of Richard Roman Shum, Esq. https://www.romanshum.com/blog/new-york-child-support-what-every-divorcing-parent-needs-to-know/